Private Lending
Fast, flexible private mortgage financing for San Diego real estate investors. 24-hour approvals. No junk fees. Funding in 7-10 days.
24hr
Loan Approval
7-10
Days to Fund
$0
Junk Fees
70%
Max LTV (1st TD)
Your Partner in Real Estate Investment Success
EZ Loans specializes in providing tailored private mortgage lending solutions for real estate investors in San Diego County. Led by Erik Egelko, the general partner of EGELKO LP, our team is dedicated to empowering investors with fast, flexible, and hassle-free financing options to fuel their property ventures.
We understand that every real estate investment opportunity is unique, and that's why we offer creative solutions tailored to your specific needs. Whether you're a seasoned investor or just starting out, we'll evaluate all scenarios and work with you to structure a loan that fits your objectives.
The EZ Loans Advantage
We built EZ Loans to solve the problems we saw investors facing with traditional lenders.
Lightning-Fast Approvals
Final loan approval within 24 hours of application and site visit. In the competitive world of real estate, speed wins deals.
Zero Junk Fees
No appraisal fees, no underwriting fees, no processing fees, no escrow fees. What you see is what you get—complete transparency.
Creative Solutions
Every scenario is evaluated on its own merits. We structure loans to fit your specific investment objectives and timeline.
Loan Requirements Made Simple
Straightforward requirements designed to streamline financing.
Location
San Diego County properties only. Our local focus ensures deep understanding of market dynamics and property values.
Property Type
Residential properties: single-family homes, condominiums, and multi-unit properties.
1st Position Trust Deed
Up to 70% loan-to-value for first position trust deeds, providing the leverage you need to maximize returns.
2nd Position Trust Deed
Up to 65% combined loan-to-value for second position trust deeds when you need additional financing.
Flexible Terms
Loan terms ranging from 12 to 36 months. Choose a term that works for your investment strategy.
Rapid Funding
Most loans fund within 7-10 days from application and site visit, keeping your projects moving forward.
Ready to Apply?
Contact us to discuss your financing needs and get approved within 24 hours.
