Loan Requirements Made Simple

Private Mortgage Loans

EZ Loans: Your Partner in Real Estate Investment Success

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Introducing EZ Loans: Your Partner in Real Estate Investment Success

Welcome to EZ Loans, where we specialize in providing tailored private mortgage lending solutions for real estate investors in San Diego County. Led by Erik Egelko, the general partner of EGELKO LP, our team is dedicated to empowering investors with fast, flexible, and hassle-free financing options to fuel their property ventures.

Why Choose EZ Loans?

At EZ Loans, we understand that every real estate investment opportunity is unique, and that's why we offer creative solutions tailored to your specific needs. Whether you're a seasoned investor or just starting out, we'll evaluate all scenarios and work with you to structure a loan that fits your objectives.

Speed is essential in the competitive world of real estate investment, and that's why we pride ourselves on our lightning-fast approval process. With EZ Loans, you can expect final loan approval within 24 hours of submitting your application and conducting a site visit, allowing you to seize opportunities quickly and stay ahead of the curve.

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Transparent Pricing, No Hidden Fees

Unlike traditional lenders, EZ Loans believes in transparency and fairness. That's why we offer loans with no junk fees whatsoever. Say goodbye to appraisal fees, underwriting fees, processing fees, and escrow fees – with EZ Loans, what you see is what you get.

Rapid Funding to Keep Your Projects Moving

We understand that time is of the essence in the real estate industry. That's why we're committed to getting your funds to you as quickly as possible. In most cases, our loans fund within 7-10 days from the time of application and site visit, allowing you to move forward with your projects without delay.

Loan Requirements Made Simple

At EZ Loans, we believe in keeping things straightforward. Our loan requirements are designed to streamline the process and make financing your investment properties as hassle-free as possible. Here's what you need to know:
  • San Diego County Only

    We focus exclusively on properties located in San Diego County, ensuring a deep understanding of the local market dynamics.
  • Residential Properties Only

    Whether you're investing in a single-family home, a condominium, or a multi-unit property, we've got you covered.
  • 1st Position Trust Deed

    We offer loans of up to 70% loan-to-value for first position trust deeds, providing you with the leverage you need to maximize your returns.
  • 2nd Position Trust Deed

    Need additional financing? We also offer loans of up to 65% combined loan-to-value for second position trust deeds.
  • Flexible Loan Terms

    Choose a loan term that works for you, with options ranging from 12 to 36 months.

If you're ready to take your real estate investment endeavors to the next level, EZ Loans is here to help. To apply for a loan or learn more about our services, visit our website at [insert link to application page]. Our team of experienced professionals is standing by to assist you every step of the way.

At EZ Loans, we're more than just a lender – we're your trusted partner in real estate investment success. Contact us today and experience the EZ Loans difference for yourself!

Explore Our Services

Get in touch to learn more.

    Free Property Consultation

    Contact

    Erik Egelko | President
    Palm Tree Properties